Older Adults
Types of Insurance
 
- UPMC
Health Plan
Call 1-800-644-1046 for more information.
- UPMC
for Life (UPMC Health Plan Medicare Program)
Call 1-866-400-5077 for more information.
- UPMC
for You (previously known as Best Health Care)
This is UPMC Health Plan's medical assistance product. Call 1-800-286-4242
for more information.
- Medicare
Medicare is a federal health insurance program offered through the Department
of Health and Human Services. The program is for people age 65 and older,
some people under age 65 who have disabilities, and people with end-stage
renal disease.
- Pennsylvania
Medical Assistance
Medical Assistance is a state-run medical program and is available to
people who meet state eligibility requirements.
- Medigap
Medigap insurance is a health insurance policy sold by private insurance
companies to fill the gaps in the original Medical Plan coverage. Medigap
insurance is also called Medicare supplement insurance.
- Medicare
+ Choice (Medicare HMOs)
Medicare HMOs provide all of the products and services of the original
Medicare. There can be enhancements to benefits not covered by Medicare.
These can vary from one company to another.
- U.S.
Veterans Benefits
For more information, call 877-222-8387 (877-222-VETS).
- Commercial Insurance
There are hundreds of commercial insurance providers. Coverage varies
and can be limited by many factors.
- Long-term Care Insurance
This insurance may be purchased privately or through an employer. Additional
information is available through the Pennsylvania
Department of Insurance at 877-881-6388 (toll-free).
If you are shopping for long-term care insurance, find out which
types of long-term care services and facilities the different policies
cover. Check to see if your coverage could be limited because of a
pre-existing condition. Make sure you buy from a reliable company
that is licensed in your state. If you have long-term care insurance,
check your policy or call the insurance company to find out if the
care you need is covered.
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