Types of Insurances
Insurance Resources
Assistance Resources
Home Infusion Therapy
Providers of home infusion therapy submit claims to insurance companies
first. They will send you statements about the billings. Contact your
insurance provider for specific coverage information, including criteria,
deductibles, and copays.
Most infusion therapies cost at least $100 a day, so it is very important
that insurance coverage is established up front to avoid a potentially
large bill.
Infusion therapy providers review insurance coverage prior to initiating
services. Most insurance plans will cover home infusion therapy when there
is an established "Medical Necessity."
Commercial Insurance
Commercial insurance may cover home infusion therapy. Check with your
insurance representative to review your coverage.
Managed Care Insurance
Managed care insurance companies identify their "network" health
systems, and you may have to select a home infusion therapy provider within
that network to receive coverage. Contact your managed care insurance
provider to discuss how your home infusion therapy provider selection
may impact reimbursement.
Medicare
Medicare, in almost all cases, does NOT cover home infusion therapy
(you must pay the full cost yourself). Medicare may pay for these services
in other settings, such as in a Nursing Home or outpatient setting. You
may need to review your medical care and insurance with your doctor.
Medicaid
Medicaid will cover home infusion therapy when there is an established
"Medical Necessity."
U.S. Veteran's Benefits
U.S. Veteran's Benefits may cover home infusion therapy. Contact your
representative to review your coverage.